Resources

Notes for owners who want to understand their numbers.

Short, practical pieces. No jargon. First articles are on the way.

Cash flow
Coming soon

Why a 13-week cash forecast beats an annual budget for most small businesses

Budgets are about intent. A rolling 13-week forecast is about what's actually going to hit the bank — and it's the tool that keeps owners out of trouble.

Month-end
Coming soon

What "closed books" should actually mean

If your accountant says the month is closed, here are the five things that should be true — and the questions to ask if they aren't.

Contractors
Coming soon

Over/under billings, explained for owners

The WIP schedule is the report your bonding company reads first. Here's what it says about your company and how to keep it honest.

Hiring
Coming soon

Bookkeeper, Controller, or CFO — which one do you actually need?

The three jobs get confused constantly, and hiring the wrong one is expensive. A plain description of each and how to tell where your business sits.